Construction Loans

Ryan McCormick, Senior Loan Officer at Empire Home Loans, Inc

Ryan McCormick, Senior Loan Officer

Empire Home Loans, Inc

Phone: (720) 988-7773

Email: [email protected]

NMLS# 2318877

Company NMLS# 1839243

Licensed in: CO, NV

Empire Home Loans, Inc., NMLS ID #1839243, CA DRE #02086593, CA DFPI/CFL License #60DBO-95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional license information. The Corporate office address is 4401 Hazel Ave Suite 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice. Empire Home Loans, Inc., supports Equal Housing Opportunity.

Construction Loans

Construction Loans

What is a Construction Loan?

The Construction Process

Requirements

Benefits of Construction Loans

Frequently Asked Questions

Ready to Build?

LOAN PROGRAMS

Build Your Dream Home

Finance the construction of your custom home with one-time close options that simplify the process. From groundbreaking to move-in day, we have got you covered.

A construction loan is short-term financing used to cover the costs of building a new home or major renovations. Unlike a traditional mortgage where you receive all funds at closing, construction loans disburse money in phases called "draws" as construction milestones are completed and inspected.

One application, one closing, one seamless journey from construction to homeownership.

Our construction-to-permanent loans combine both phases into one streamlined process. You apply once, close once, and your loan automatically converts to a traditional mortgage when construction is complete—saving you time, money, and hassle.

*Requirements may vary by program and lender. Contact us for specific details.

Let us help you turn your dream home into reality. From pre-approval to move-in day, we are with you every step of the way.