Ryan McCormick, Senior Loan Officer at Empire Home Loans, Inc
LOAN PROGRAMS
Build Your Dream Home
Finance the construction of your custom home with one-time close options that simplify the process. From groundbreaking to move-in day, we have got you covered.
A construction loan is short-term financing used to cover the costs of building a new home or major renovations. Unlike a traditional mortgage where you receive all funds at closing, construction loans disburse money in phases called "draws" as construction milestones are completed and inspected.
One application, one closing, one seamless journey from construction to homeownership.
Our construction-to-permanent loans combine both phases into one streamlined process. You apply once, close once, and your loan automatically converts to a traditional mortgage when construction is complete—saving you time, money, and hassle.
*Requirements may vary by program and lender. Contact us for specific details.
Let us help you turn your dream home into reality. From pre-approval to move-in day, we are with you every step of the way.
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