HELOC

Ryan McCormick, Senior Loan Officer at Empire Home Loans, Inc

Ryan McCormick, Senior Loan Officer

Empire Home Loans, Inc

Phone: (720) 988-7773

Email: [email protected]

NMLS# 2318877

Company NMLS# 1839243

Licensed in: CO, NV

Empire Home Loans, Inc., NMLS ID #1839243, CA DRE #02086593, CA DFPI/CFL License #60DBO-95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional license information. The Corporate office address is 4401 Hazel Ave Suite 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice. Empire Home Loans, Inc., supports Equal Housing Opportunity.

HELOC - Home Equity Line of Credit

HELOC

What is a HELOC?

How It Works

Requirements

Benefits of a HELOC

Frequently Asked Questions

Ready to Access Your Equity?

LOAN PROGRAMS

Flexible Home Equity Financing

Home Equity Line of Credit

Unlock the equity in your home with a flexible line of credit. Borrow what you need, when you need it, and only pay interest on what you use.

A Home Equity Line of Credit (HELOC) is a revolving credit line secured by your home\'s equity. Unlike a traditional loan that provides a lump sum, a HELOC gives you ongoing access to funds during a draw period—similar to how a credit card works, but typically with much lower interest rates because it's secured by your home.

Tap into your home\'s value without refinancing your existing mortgage.

Whether you\'re planning home improvements, consolidating debt, funding education, or preparing for unexpected expenses, a HELOC provides the financial flexibility to handle life\'s opportunities and challenges.

*Requirements vary by lender and program. Contact us for specific qualification criteria.

Let us help you unlock the value in your home with a HELOC tailored to your needs.