Reverse Mortgage

Ryan McCormick, Senior Loan Officer at Empire Home Loans, Inc

Ryan McCormick, Senior Loan Officer

Empire Home Loans, Inc

Phone: (720) 988-7773

Email: [email protected]

NMLS# 2318877

Company NMLS# 1839243

Licensed in: CO, NV

Empire Home Loans, Inc., NMLS ID #1839243, CA DRE #02086593, CA DFPI/CFL License #60DBO-95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional license information. The Corporate office address is 4401 Hazel Ave Suite 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice. Empire Home Loans, Inc., supports Equal Housing Opportunity.

Reverse Mortgage

Reverse Mortgage

What is a Reverse Mortgage?

How You Receive Your Funds

Eligibility Requirements

Benefits of a Reverse Mortgage

Frequently Asked Questions

Ready to Explore Your Options?

LOAN PROGRAMS

Financial Freedom for Seniors

Turn your home equity into tax-free cash without selling your home or making monthly mortgage payments. Stay in your home and enjoy your retirement with financial security.

A reverse mortgage is a special type of home loan designed for homeowners aged 62 and older. It allows you to convert a portion of your home equity into cash without having to sell your home, give up ownership, or take on monthly mortgage payments. Instead of you paying the lender, the lender pays you.

Access your home\'s equity while maintaining ownership and staying in the home you love.

The Home Equity Conversion Mortgage (HECM) is the most common type of reverse mortgage, insured by the Federal Housing Administration (FHA). It provides peace of mind with government-backed protections and non-recourse features, meaning you or your heirs will never owe more than the home is worth.

Let us help you understand if a reverse mortgage is right for your retirement planning. We will guide you through every step with honesty and transparency.